Friday, March 22, 2013

How Life Changes Affect Your Coverage ? Blog | Health Insurance ...

When you think of life events, what do you think of? Maybe your wedding day, the day your children were born or when they graduated from college.?

While these events each mark an important time in your life, you probably wouldn?t think to share the news with your health insurance company. However, life events during the course of a year can alter your insurance needs. It?s important to let us know because the changes in your life can affect your eligibility and the rates you are charged.

Family ? If your family changes in any way, whether through addition or subtraction, you might qualify for an insurance change. Examples of qualifying family changes include a birth or adoption of a child, or?marriage.

Employment ? If your employment status changes, for example from part-time to full-time, you may be eligible for an insurance change.

Spouse?s Eligibility ? If your spouse either gains or loses eligibility during the year, you might need to add him/her to your plan or take him/her off your plan.

If you?re a Network Health member, you should work with your employer to notify us of these types of events. Your employer will then notify Network Health so we can update our eligibility system with the enrollment change. Based on the type of change, you may expect to receive a new medical and pharmacy card if a person was added or deleted from the policy.

If you have questions about qualifying life events, please call our customer service department at 920-720-1300 or 800-826-0940. If you are a Medicare member, contact your health care concierge.

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Source: http://www.networkhealth.com/blog/?p=746

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